Insurance underwriters rarely question your judgment. They question your evidence. Shoot like someone who has to approve the policy without visiting the house — because someone does.
A file gets kicked back when a photo shows a water heater but not its data plate, or a panel but not its labeling and amperage. For 4-point and wind mitigation work, these are the six shots that prevent the most callbacks. File each one inside its finding in your .inspecx package so nothing gets separated from its context:
One wide shot of the open panel plus one close shot where brand, amperage, and breaker labeling can be read. Include the panel label/legend if present. If the panel has a documented history insurers flag, say so in the finding text — do not make the underwriter guess.
Straight-on, in focus, with brand, capacity, fuel type, and serial/date readable. Add one wider shot showing strapping, drain pan, and TPR discharge routing. Plate proves age; wide shot proves installation.
Condenser and air handler plates (model/serial) plus a wide shot of each unit. Corrosion, clearance, and condensate routing belong in the wide shot. Age determines 4-point outcomes more than brand does — decode the serial at the unit.
Elevation shots that prove geometry (hip vs. gable), plus covering condition at representative slopes. For wind mitigation, roof-to-wall connection photos from the attic matter as much as the exterior — clip, strap, or toenail must be visible, not asserted.
Each opening type documented: shutters, impact glass, or none. Photograph labels/etchings where they exist. "All openings protected" without a single label photo is the fastest path to a callback.
Sheathing type and condition, truss/rafter connections, and any staining with a clear location reference. One photo proving access limitations (low clearance, no walkway) explains every photo you could not take.
Version note: always confirm you are working from the carrier's or state's current official form — Florida's OIR-B1-1802 and insurer 4-point forms change, and the version in effect on the inspection date governs. In InspectDeck, set the property state to Florida, attach the 4-point and/or wind mitigation to the same inspection (.inspecx carries the main report plus each add-on), autofill shared info from the job, and export each form as its own flattened PDF.
See how Florida forms work in InspectDeck → Try free for 3 days
Florida add-ons in one file + equipment age lookup →
How to finish the report on-site →
Flat monthly vs per-report pricing →
← All field notes
